Behavioral simulation science for organizations where the cost of unreadiness is too high to measure after the fact.
Criterion Readiness is a behavioral simulation company. We do not measure whether people completed a course. We measure whether they are prepared to perform under pressure in the conditions your organization actually operates in.
The distinction is not philosophical. It is structural. Completion is an activity metric. Readiness is a performance predictor.
Each platform is purpose-built for a specific readiness environment, powered by the same underlying behavioral science.
Behavioral simulation for financial services, healthcare, and law enforcement. Role-based scenario deployment with dimensional profiling and readiness gap analysis at the individual and cohort level.
Explore PlatformThe psychometric instrument at the core of every Criterion Readiness platform. Forced-choice assessment across four behavioral dimensions. Validated. Non-DISC. Purpose-built for readiness environments.
Learn MorePayment acceptance readiness for merchant operators and financial institution portfolios. Simulated compliance, surcharge, and dispute scenarios that surface real gaps before they generate real losses.
Explore PlatformInstant Wealth Readiness for NIL college athletes and NFL rookies. Financial autonomy and influence susceptibility profiling before first-contract money creates irreversible decisions.
Explore PlatformWhere the cost of unreadiness is regulatory, financial, or human, we build the instruments that measure what training cannot.
Three deployment environments. One behavioral science foundation. Zero completion metrics.
Designed for regulated industries where individual decision-making failures carry organizational and legal consequences.
The Criterion Readiness Enterprise platform delivers behavioral simulation for financial services, healthcare, and law enforcement organizations. Unlike traditional LMS platforms that track course completion, CR Enterprise measures whether personnel are actually prepared to perform in the conditions their roles demand.
Role-based simulation scenarios are built from real operational contexts. Compliance officers face real regulatory decision trees. Healthcare staff encounter patient scenario simulations with documented gap identification. Law enforcement personnel complete scenario-based readiness assessments that surface behavioral risks before they become incidents.
Payment acceptance readiness for merchant operators, ISO portfolios, and financial institutions.
PaaS Sim™ (Payments as a Service Simulation) addresses one of the most consequential gaps in merchant services: operators who accept payments without understanding what they have agreed to. Chargebacks, surcharge violations, interchange downgrades, and compliance failures are not fraud problems. They are readiness problems.
The platform deploys scenario-based merchant readiness assessments that simulate real acceptance environments: disputed transactions, surcharge edge cases, interchange qualification questions, and PCI compliance decision points.
Financial autonomy and behavioral profiling for NIL college athletes and NFL rookies before first-contract decisions.
The data on athlete financial outcomes is not ambiguous. A significant majority of NFL players face financial hardship within two years of retirement. A comparable share of NBA players exhaust their earnings within five years of their final contract. These are not character failures. They are readiness failures, occurring at the intersection of sudden wealth, influence susceptibility, and zero prior financial autonomy.
IWR™ profiles athletes on the four FIRE Scout™ dimensions with interpretations specific to financial decision-making environments, producing individual readiness reports used by agents, athletic directors, compliance departments, and the athletes themselves.
A forced-choice psychometric instrument measuring four behavioral dimensions predictive of performance under real-world pressure. Not DISC. Not a personality inventory. A readiness instrument.
FIRE Scout™ was developed to answer a specific question: how does an individual behave under conditions of pressure, novelty, and consequence? The four dimensions are not personality traits. They are behavioral tendencies with direct predictive value in high-stakes environments.
The forced-choice format eliminates social desirability bias. Respondents cannot optimize for a preferred profile. The instrument surfaces behavioral truth, not self-presentation.
Each dimension is scored independently. No single score is inherently positive or negative. Meaning is derived from the pattern, the context, and the role requirements of the deployment environment.
The degree to which an individual exercises independent financial judgment rather than deferring to external authorities, peer pressure, or default inertia. High FA individuals are decisive with financial resources. Low FA individuals are susceptible to decision paralysis and deference patterns that create vulnerability in both professional and personal contexts.
The degree to which an individual's decisions are shaped by social pressure, authority signals, and relational obligations rather than independent analysis. High IS scores predict vulnerability to manipulation, unsuitable investment pitch success, and entourage-driven decisions. A critical dimension in compliance, clinical, and athlete readiness contexts alike.
The individual's calibrated tolerance for uncertainty and downside scenarios. Measured on both voluntary risk-seeking and involuntary risk-blindness dimensions. Uncalibrated risk appetite in either direction produces predictable failure patterns across financial, clinical, and operational environments. Neither extreme is optimal without context.
The degree to which an individual completes complex, multi-step processes with fidelity under conditions of ambiguity, pressure, or competing priorities. High ED individuals execute plans. Low ED individuals initiate them. The distinction has measurable performance consequences in every operating environment Criterion Readiness serves.
Most behavioral instruments allow respondents to select the best-looking answer. FIRE Scout™ does not. The forced-choice format requires respondents to choose between equally plausible options that reveal genuine behavioral tendencies rather than preferred self-image.
DISC and its derivatives measure personality style for communication and team-building purposes. FIRE Scout™ measures readiness-predictive behavioral dimensions in environments where the stakes are financial, clinical, or occupational. These are different problems requiring different instruments.
The assessment is untimed. Response time pressure creates performance anxiety that distorts behavioral signal. We remove the time constraint to surface authentic behavioral pattern, not test-taking skill.
The assessment presents paired behavioral statements in contexts designed to surface natural decision tendencies. No option reads as clearly superior. The respondent cannot optimize for a preferred profile.
Responses are scored across the four FIRE dimensions independently. Each dimensional score carries meaning only in the context of the deployment environment and the role requirements of the organization.
Platform-specific interpretation translates dimensional scores into readiness guidance. Enterprise reports surface operational risk. IWR reports surface financial decision vulnerability. PaaS Sim reports surface compliance exposure.
Each report produces a readiness gap profile with targeted simulation recommendations. The gap is not a grade. It is a map. The action path tells administrators and individuals exactly where to focus readiness development resources.
We were built on a single conviction: the gap between training completion and actual readiness is where organizations fail, and that gap is measurable.
"The training industry measures what it can count. We measure what actually matters."
Criterion Readiness was founded out of a specific frustration with how organizations approach workforce preparedness. The existing infrastructure, from LMS platforms to compliance training suites, was built to generate completion records. It was not built to produce readiness.
The distinction sounds academic until an organization experiences a compliance failure, a clinical error, a financial loss, or an athlete who ran out of money two years after signing a contract worth eight figures. In every one of those cases, someone had completed the required training. No one had measured their readiness.
We built Criterion Readiness to solve that problem with precision, not with another content library.
We do not recommend solutions before we understand the gap. Every engagement begins with the instrument, not the answer.
Generic readiness tools produce generic readiness data. Every platform we build is purpose-engineered for the operational environment it serves.
Our instruments surface behavioral truth, not preferred self-image. The forced-choice format exists for a reason.
A readiness gap profile is only valuable if it produces a clear action path. Our reports always end with direction, not just data.
Kelly Terracio leads Criterion Readiness as Chief Executive Officer and the architect of its simulation methodology. She brings deep expertise in behavioral assessment design, AI-driven simulation architecture, and enterprise platform development across financial services, compliance, and athlete readiness environments. Kelly is co-founder of DataNav Solutions, the parent company, where she also serves as CEO.
Justin Terracio drives strategy, growth architecture, and operational execution for Criterion Readiness. As Chief Strategy and Growth Officer, he leads market positioning, partner development, and the operational infrastructure supporting multi-vertical platform deployment. Justin is co-founder of DataNav Solutions, where he also serves as Chief Operating Officer.
Criterion Readiness operates as a standalone platform company under DataNav Solutions, a Nashville-based consulting, SaaS, and publishing company. DataNav's portfolio also includes JOULE Workplace (hospitality operations), PaaS by Payments as a Service, and IT and M&A consulting at datanavsolutions.com.
Tell us about your readiness environment. We will tell you which platform applies and what the gap measurement looks like in your context.
Every engagement begins with a consultation to understand your operating environment, the roles you need to assess, and the readiness outcomes that matter to your organization. We do not sell software before we understand the problem.